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PAYMENT POLICY FOR VILLAS IN VINHOMES RIVERSIDE

1. Payment policy

- Starting time: from 1st July 2015 until a new replacement policy

- Applicable for: Customers who deposit to purchase Vinhomes Riverside Villas from 1st July 2015. Customers who deposit and sign a deposit agreement / purchasing contract / written assignment before 1st July 2015 follow Payment Policy at the time of signing contract.

2. Promotion program

Customers who purchase Vinhomes Riverside Villas will receive Tickets for entertainment in Vincom Mega Mall Times City and Vincom Mega Mall Royal City. There are 10 tickets / year over 03 years with a total value of 6,000,000VND / unit. Tickets which customers will receive at handover time, are valid for 03 months from the date of issue.

3. Available service packages

 

NO

SERVICE PACKAGES

 

DESCRIPTION

VALUE

(EXC. VAT)

 

 

1

Villa management service within 10 years

Villa Management Service in Vinhomes standards within 10 years (excluding the costs related to services paid for 3rd party such as electricity, water, communications, cable TV ...)

 

1.500.000

VND/m2 area

 

2

Vinmec Package

VIP Vinmec Family for 04 people (02 adults, 02 children) and is valid for 12 months

(health care service is exempt from VAT)

30.000.000

VND/package

 

3

Vinschool Package

Educational service (for 01 student) at Vinschool includes 100% tuition fee and meals within 01 school year

35.400.000

VND/package

 

4

Vinpearl Package

Includes 06 nights at Vinpearl Resort Phu Quoc / Nha Trang (Deluxe Garden View for 02 people including 3 buffets) valid for 12 months

30.500.000

VND/package

 

4. Payment procedure

PROCEDURE

PERIOD OF TIME

Deposit

500.000.000 VND/unit

 

1st Payment

30% of villa value (land and construction costs include VAT) within 30 days of the deposit. A deposit (already paid) is deducted from this payment.

 

2nd Payment

20% of villa value (land and construction costs include VAT) within 60 days of signing contract.

 

3rd Payment

50% of villa value (land and construction costs include VAT) within 90 days of signing contract.

 

Support for early villa completion

To facilitate early completion, customers are being handed over villas in basic construction to complete after a minimum payment of 30% of villa value (including VAT).

5. Supporting policy for bank lending from Investor

a. Customers follow the payment procedure on demand for bank loans

 Applicable for:

- The first 100 customers since the date of application of the policy

- Customers have demand for bank loans according to the payment procedure

- Customers move in on time following the commitment

Supporting policy

POLICY

DESCRIPTION

Loan outstanding balance for payment in advance

Up to 70% of villa value (included VAT)

Period for interest rate support

12 month

Interest rate within supporting period

0% within supporting period

After supporting period, customers only need to pay according to the bank’s interest rate

Grace period

12 month

Early repayment fee

0% within supporting period

 
Customers who do not borrow money will not receive discounted sale price.

b. Customers pay in advance

Applicable for

- Customers pay 100% of villa value at the time of signing contract without bank loans (in term a)

- Customers move in on time following the commitment

Supporting policy

- Receive interior completion package equivalent to 05% of land price before VAT and are deducted from villa value

6. Commitment for moving in Vinhomes Riverside Villa

- Commitment period: Maximum 09 months from the date of signing contract

- In case, customers still have not moved in within above commitment period, all incentives (the rest if any) will be canceled.

7. Procedure for signing contract

PROCEDURE

PERIOD OF TIME

Sign deposit agreement

At the time of the deposit of 500.000.000 VND/unit

Sign purchasing contract

Within 30 days of the deposit(i.e signing deposit agreement)